Reducing your insurance is easier than you probably imagine. There are a multitude of ways to reduce your rates. You should choose the ones that apply to you and then take this information to your local insurance company.

The average person spends hundreds, if not thousands of dollars a year on insurance. Up to 50% of this can be avoided. The idea is to get adequate coverage at minimal costs.

Premiums are influenced by a few factors: the value of your vehicle, your driving record, where you live, your marital status, age, sex, and the model of car you drive.

If you own a cottage, register the car to that address. You will get a much better rate if you are in the country where accidents are less common than in the city.

If you are under 25 (especially if you're male) and have parents that can register and insure the car under their name with you as the principle driver, do so. It is even better if they live in suburban or rural areas where rates are lower.

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